Sell Your House Fast for Cash in Florida
Clever Key Group buys houses across Florida's major markets in any condition, from Jacksonville to Tampa, Orlando, and South Florida. No repairs, no commissions, no waiting on a buyer's lender, and you pick the closing date.
Get My Free Cash OfferHow do I sell my house for cash in Florida?
Request an offer, review it with no obligation, sign a standard Florida purchase contract, and close through a title company, escrow agency, or attorney. Florida does not require an attorney for residential closings, and without a lender, an appraisal, or a financing contingency, most cash sales close in 7 to 21 days.
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Florida is one of the country's largest cash markets, and the statewide numbers show plenty of room for direct sales: existing single-family closings reached 24,129 in April 2026, up 2.4% year over year, against a 4.7 months' supply of homes, according to Florida Realtors. The condo market is softer, sitting at an 8.9 months' supply with a median price flat at $315,000, which is part of why condo owners increasingly look at cash buyers first.
One Florida quirk worth knowing: who pays for the owner's title insurance policy is a county custom, not a law. Sellers typically pay in most of the state, including Duval and Hillsborough counties, while buyers customarily pay in Miami-Dade, Broward, and Sarasota, and the parties can negotiate it either way, as the real estate firm Kelley, Grant & Tanis notes. In a cash sale to Clever Key Group, we pay the closing costs, which removes that line item from the negotiation entirely.
New to cash sales? Start with our full guide to selling your house for cash, then come back for the Florida specifics below.
How long does it take to close on a house in Florida?
Northeast Florida homes took a median of 35 days in April 2026 just to go under contract, per the Northeast Florida Association of Realtors, and a financed buyer's loan process runs after that. A cash sale to Clever Key Group skips the wait for a buyer and the mortgage, typically closing in 7 to 21 days.
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The working parts of a Florida closing are the title search, the lien and municipal searches, payoff figures, and the closing documents, all handled by the settlement agent. For a cash sale, that is the entire critical path: no loan application, no underwriting queue, no lender-ordered appraisal. With a clean title, a Florida title company can often close in about a week.
Waiting is getting more expensive for listed sellers. In the six-county Jacksonville region, active single-family inventory hit 7,098 listings in April 2026, up 10.7% in a single month, while pending sales fell 34.8% from a year earlier, per Northeast Florida Association of Realtors data reported by Jacksonville Today. More competing listings and fewer buyers in the pipeline mean longer waits and more price cuts. A direct cash offer does not depend on either number: you pick the closing date, whether that is next week or two months out.
What do I have to disclose when selling a house in Florida?
Florida has no standard statutory condition-disclosure form. Instead, under Johnson v. Davis, 480 So. 2d 625, the Florida Supreme Court's 1985 ruling, a seller must disclose known facts that materially affect the property's value and are not readily observable. Since October 1, 2024, sellers must also provide a separate written flood disclosure under Fla. Stat. 689.302.
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Johnson v. Davis ended caveat emptor for Florida home sales. The duty turns on what you actually know: a buyer claiming nondisclosure must show the seller had actual knowledge of a hidden defect that materially affected value and failed to disclose it. You are not required to commission inspections or certify the roof; you are required to be honest about problems you know exist.
The flood disclosure is newer and more specific. Fla. Stat. 689.302 requires a flood disclosure at or before signing the contract, originally covering insurance claims for flood damage and federal assistance such as FEMA aid. Effective October 1, 2025, the legislature expanded it: sellers must now disclose any flooding that damaged the property during their ownership, whether or not a claim was filed, and assistance received from any source, per Florida Realtors. The statute defines flooding broadly, including overflow of inland or tidal waters and sustained standing water from rainfall.
Selling as-is to Clever Key Group does not erase those duties, and it should not need to. Tell us what you know, including flood history, and let the offer reflect it: we buy houses with known problems, price them accordingly, and never come back with repair demands after the contract is signed.
What are home prices and selling times like in Tampa and Jacksonville right now?
Florida's statewide single-family median price was $420,000 in April 2026, up 1.8% year over year, per Florida Realtors. Tampa's median sale price was $378,946, up 2.1%, according to Redfin, while the six-county Jacksonville region's median was $390,000 with homes going under contract in a median of 35 days, per the Northeast Florida Association of Realtors.
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The statewide picture is a market moving sideways with pockets of strain. Single-family supply stood at 4.7 months in April 2026, near balanced, while condos and townhouses sat at 8.9 months with the median flat at $315,000, per Florida Realtors. Condo sellers in particular are competing against rising insurance and association costs that cash buyers price in up front.
Northeast Florida shows what loosening looks like in practice: April 2026 closings fell 4.9% from a year earlier to 1,845, new listings rose to 2,755, and active single-family inventory jumped 10.7% in one month to 7,098, per Northeast Florida Association of Realtors data. When inventory grows while sales shrink, listed sellers wait longer and negotiate harder. A direct cash offer is priced on the house itself, which is why cash timelines stay flat while listed timelines stretch.
April 2026, per Florida Realtors
- Median single-family price
- $420,000
- Single-family closed sales
- 24,129
- Single-family supply
- 4.7 months
- Median condo price
- $315,000
April 2026, per Northeast Florida Association of Realtors
- Median sales price
- $390,000
- Median days to contract
- 35 days
- Closed sales
- 1,845
- Active single-family listings
- 7,098
April 2026, per Redfin
- Median sale price
- $378,946
- Price change, year over year
- +2.1%
- Price change, month over month
- +1.1%
Cash offer, traditional listing, or iBuyer in Florida?
The trade-offs in Florida are the same ones every seller weighs, with local numbers attached: Jacksonville-area homes took a median of 35 days just to go under contract in April 2026 while inventory rose 10.7% in a month, per the Northeast Florida Association of Realtors, and a cash sale closes in weeks. Here is how the three paths compare.
Selling a House in Florida: Frequently Asked Questions
Local answers with the statutes and market numbers behind them.
How much is the documentary stamp tax when selling a house in Florida?
Florida charges a documentary stamp tax of $0.70 per $100 of the sale price in every county except Miami-Dade, set by Fla. Stat. 201.02(1)(a), per the Florida Department of Revenue. Miami-Dade's rate is $0.60 per $100 plus a 45-cent surtax that does not apply to single-family homes, under Fla. Stat. 201.031. The seller customarily pays it, as in the standard Florida contract forms, though it is negotiable. On a $420,000 home, the statewide median, the tax is $2,940.
Do I need an attorney to sell my house in Florida?
No. Florida does not require an attorney for a residential closing; the transaction must close through an authorized settlement agent, which can be a licensed title company, an escrow agency, or an attorney. Most Florida closings run through title companies. Sellers with complicated situations, such as probate, divorce, or a title defect, may still want an attorney, and Clever Key Group works with both arrangements regularly.
What is Florida's flood disclosure law?
Fla. Stat. 689.302, effective October 1, 2024, requires every seller of residential property to give the buyer a flood disclosure at or before signing the contract. As expanded effective October 1, 2025, it covers insurance claims for flood damage, assistance received from any source including FEMA, and any flooding that damaged the property during the seller's ownership, per Florida Realtors. It applies to cash sales and as-is sales alike.
Can I sell my house as-is in Florida?
Yes. As-is means the price reflects the home's current condition and you make no repairs before closing; Florida's widely used as-is contract form exists for exactly this. The Johnson v. Davis duty still applies, so you must disclose hidden defects you actually know about, along with the statutory flood disclosure. Clever Key Group buys houses as-is across Florida, including storm-damaged homes and condos with assessment issues.
How long are homes taking to sell in Tampa and Jacksonville right now?
In the six-county Jacksonville region, homes went under contract in a median of 35 days in April 2026, about 9.4% slower than a year earlier, while active inventory rose 10.7% in one month, per the Northeast Florida Association of Realtors. Tampa prices were up 2.1% year over year at a $378,946 median, per Redfin, and statewide single-family supply stood at 4.7 months, per Florida Realtors.
Does Clever Key Group buy houses everywhere in Florida?
Clever Key Group is growing its Florida portfolio with a focus on the major markets: Jacksonville, Tampa, Orlando, Miami, and Fort Lauderdale, along with their surrounding areas. Condition and situation do not matter: inherited houses, rentals with tenants in place, storm-damaged properties, and homes facing foreclosure are all situations we work with regularly.
Statewide figures from the Florida Realtors April 2026 release. Jacksonville region figures from Northeast Florida Association of Realtors April 2026 data, as reported by Jacksonville Today. Tampa figures from Redfin (April 2026), as reported by WFTV. Documentary stamp tax per Fla. Stat. 201.02(1)(a) and 201.031 and the Florida Department of Revenue. Disclosure duty per Johnson v. Davis, 480 So. 2d 625 (Fla. 1985). Flood disclosure per Fla. Stat. 689.302 and the October 2025 expansion reported by Florida Realtors. Title insurance customs per Kelley, Grant & Tanis.
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