Sell your house for cash
Sell your house fast, and keep the whole offer
No commissions, no repairs, no cleanout. Most cash sales close in 7 to 21 days, and you pick the date.
- Every figure names its source
- Written offer, no obligation
- Close in as little as 7 days
What comes out of your price
- Agent commission
- None
- Repairs, cleaning, staging
- None
- Typical closing costs
- We pay them
Deducted from your offer
Nothing
The number we agree on is the number you receive at closing. What that number is depends on the property, and you are never obliged to take it.
How fast can I sell my house for cash?
Most cash home sales close in 7 to 21 days. Clever Key Group can close in as little as 7 because there is no mortgage underwriting, no lender-ordered appraisal, and no financing contingency to wait on. You choose the closing date, and the timeline never depends on a bank.
Sell to Clever Key Group
7-21 days
Traditional listing
~70 days
- What the listed-sale bar is made of
- 29 days on the market
- 41 days waiting on the buyer’s lender
Cash removes the slowest steps rather than rushing them. There is no loan application, no underwriting queue, and no appraisal that can come in low and reopen negotiations. What remains is the title search and the closing paperwork, which a title company can usually finish in about a week.
The flexibility runs both ways, which sellers are often surprised by. If you need more time rather than less, pick a closing date a month or two out and move on your own schedule. The date is a term of the deal like any other, and it is one of the few in this process that you set.
Speed only counts if the sale actually closes, and more of them fail than sellers expect. The National Association of Realtors reported in June 2026 that 5% of contracts were terminated and 14% had delayed settlements over the prior three months. The financing contingency is the most common reason a pending deal collapses, and a cash sale does not have one.
How it works
Four steps, and you can stop after any of them.
Tell us about the house
A short form or a phone call. Address, rough condition, and what is pushing the timeline.
We look at it
One walkthrough, in person or by video. No staging, no cleaning, no second showing.
You get a written offer
A real number with the terms in writing, and no obligation attached to it.
You pick the closing date
As soon as about a week, or a month or two out if you need the time to move.
Nothing before step four commits you to anything. There is no fee for getting a number, nothing to sign to receive one, and no penalty for taking it to an agent and asking what they would list it for. We would rather you did.
Why homeowners call us
Six situations that come up again and again, and what changes in each one.
A deadline you did not choose
Facing foreclosure
A cash close can beat a sale date and stop the damage to your credit. The sooner you call, the more room there is to work with.
Behind on payments
If the arrears are growing faster than you can close the gap, selling before the lender forces it keeps the decision yours.
Divorce or separation
One walkthrough, one closing date, and a number both sides can see. No months of showings while nobody wants to live there.
A property you did not plan for
An inherited house
Often mid-probate and full of belongings. Take what you want and leave the rest; we handle the cleanout after closing.
Done being a landlord
We buy with tenants in place, so you are not turning over a unit or waiting out a lease to sell it.
A house that needs real work
A roof, a failed HVAC, foundation movement. The repairs that price a house out of a normal listing are the ones we expect.
If none of these is quite it, the answer does not change. We buy houses in any situation, as-is, on the date you choose, and there is no version of this where you have to explain yourself to get a number.
How much do cash home buyers pay?
Cash home buyers typically pay below full retail value, in exchange for speed, certainty, and buying the home as-is. That is the honest headline, and any company that tells you otherwise is selling you something. The comparison that actually decides it is net proceeds, not list price.
A traditional sale subtracts agent commissions, repairs, buyer concessions, and weeks of carrying costs from whatever it sells for. A cash sale subtracts nothing from the agreed price. So the two numbers people compare are not the same kind of number, and the larger one is not automatically the bigger cheque.
On a median-priced home of $429,300
Agent commission
$24,470
5.70% of the sale price, the national average
Repairs and prep
$5,400
Typical professional cost of the most common pre-listing projects
Buyer concessions
Varies
Negotiated per deal, so no national figure applies to your sale
Carrying costs
Varies
Mortgage, taxes, insurance and utilities for the ~10 weeks it takes
Sell to Clever Key Group
Nothing is deducted from the price we agree on
None
Commission is the largest single subtraction, and it is the one most sellers underestimate. At the 5.70% national average on a median-priced home, it is $24,470 before a single repair, concession, or utility bill. The two rows the figure leaves open are real costs too. We will not size them, because concessions are negotiated per deal and carrying costs depend on your mortgage, your taxes, and how long the house sits.
The right way to evaluate any offer is side by side. Take the price you realistically expect on the open market, subtract all four of those, and compare what is left to a cash offer with none of them. For a move-in-ready home in a strong market, listing often nets more, and we will tell you so. For a home that needs work, or a sale that has to happen on a deadline, cash frequently wins on the math and not merely on the convenience.
There is a third option worth knowing about before you decide. If the cash number is lower than you want and you do not need all of the money at once, you can carry the note instead: we pay a down payment at closing and then pay you monthly, with interest, which adds up to more in total and generally spreads the taxable gain across the years you receive it. It also carries real risk that a cash sale does not. We lay out both sides on our seller financing page.
What does selling a house as-is mean?
Selling as-is means the buyer takes the property in its current condition, and you make no repairs, no updates, and no cleanout before closing. You still disclose known defects as your state's law requires. You are simply not obligated to fix anything, because the price already reflects the home's condition.
- You still disclose
- Known material defects, exactly as your state's disclosure law requires. As-is never means undisclosed.
- You still fix nothing
- No repairs, no painting, no carpets, no landscaping, no cleanout. The condition is priced in, not held against you later.
As-is removes the most expensive part of getting a home ready to list. About 65% of sellers take on at least two improvement projects first, and hiring professionals for the most common ones, interior painting, carpet cleaning, and landscaping, costs about $5,400 on average, according to research commissioned by Zillow with project pricing from Thumbtack. On a house that needs real work, a roof, an HVAC replacement, or foundation repair, the pre-listing bill climbs fast, and it is due long before any buyer pays you anything.
As-is also covers the situations that are hard to list at all. Inherited homes full of belongings, rentals with tenants in place, properties mid-probate, and houses with years of deferred maintenance can all sell for cash without being emptied, repaired, or staged. Take what you want and leave the rest; Clever Key Group handles the cleanout after closing.
Cash offer, traditional listing, or iBuyer: which is right for you?
None of the three is universally better, and the honest answer depends on the house. A traditional listing usually brings the highest price for a move-in-ready home. An iBuyer trades a service charge for convenience in the metros it still operates in. A direct cash buyer offers the most speed and certainty, and is usually the only real option for a home that needs work. All-cash purchases made up 25% of U.S. home sales in May 2026, according to the National Association of Realtors.
Scroll the table sideways to compare all three.
| What you are comparing | Sell to Clever Key Group | Traditional listing | iBuyer |
|---|---|---|---|
| Agent commission | None | 5.7% national average | None, but a service charge applies |
| Repairs and prep | None, sold as-is | Often expected before listing | Repair credits deducted after assessment |
| Showings | One walkthrough | Many showings and open houses | None, but a condition assessment |
| Time to close | 7-21 days, you choose | About 10 weeks on average | Flexible, varies by offer |
| Risk of falling through | Minimal, no financing involved | 5% of contracts are terminated | Low, but offers can be revised |
| Closing costs | Clever Key Group pays | Seller pays their side | Seller pays their side |
| Usually nets the most | When the home needs work | When the home is move-in ready | Rarely the highest of the three |
| Best fit | A deadline, a repair bill, or a house you cannot prep | A move-in-ready home and no deadline | Newer homes in the metros iBuyers still operate in |
Commission average from Clever Real Estate's February 2026 agent survey. Time-on-market, cash-share, and contract-termination figures from the National Association of Realtors (May and June 2026). Financed closing time from ICE Mortgage Technology. iBuyer fee policy per Opendoor's help center.
Where we buy houses
Selling rules, taxes, and timelines change at the state line.
These guides cover the closing process, disclosure law, transfer taxes, and current market data in the states where we are most active.
- Selling a house in North Carolina
- Selling a house in South Carolina
- Selling a house in Georgia
- Selling a house in Tennessee
- Selling a house in Florida
- See every area we buy in
Not on the list? Call and ask. We buy outside these five states more often than the guides suggest.
Selling for Cash: Frequently Asked Questions
Straight answers to the questions homeowners ask us most, with the numbers behind them.
Do I pay any fees or commissions when I sell to Clever Key Group?
No. There are no agent commissions, no service charges, and no hidden fees, and Clever Key Group pays typical closing costs. For comparison, the national average real estate commission was 5.70% as of February 2026, according to a Clever Real Estate survey of 533 agents, which works out to $24,470 on a median-priced $429,300 home.
How long does a traditional home sale take from listing to closing?
About ten weeks for a typical financed sale. Homes spent a median of 29 days on the market before going under contract in May 2026, according to the National Association of Realtors, and financed purchases then take an average of 41 days to close, according to ICE Mortgage Technology. A cash sale skips the financing wait entirely.
How common are cash home sales?
Very common. All-cash purchases accounted for 25% of existing-home sales in May 2026, according to the National Association of Realtors, a share that has held steady for months. Cash buyers include individual investors, downsizing owners, and companies like Clever Key Group that buy directly from homeowners.
Can a home sale fall through after I accept an offer?
Yes, and it happens more often than most sellers expect. The National Association of Realtors reported in June 2026 that 5% of contracts were terminated and 14% had delayed settlements over the prior three months. A cash sale removes the financing contingency, which is the most common reason a pending deal collapses.
Do I need to clean or repair my house before selling it as-is?
No. A cash as-is sale skips the prep work entirely: no painting, no carpet cleaning, no landscaping, and no cleanout. That is real money saved. About 65% of sellers take on at least two pre-listing projects, at an average professional cost of roughly $5,400, according to research commissioned by Zillow using Thumbtack pricing data.
How is a direct cash buyer different from an iBuyer like Opendoor?
An iBuyer charges a service charge that varies by transaction and is disclosed in each offer rather than published as a fixed rate, per Opendoor's help center, and it can deduct repair credits after its assessment. A direct cash buyer like Clever Key Group charges no service fee and buys homes iBuyers often decline, including houses that need major repairs, rentals with tenants in place, and inherited properties.
Is a cash offer lower than what I would get listing my home?
Often, compared to the list price; not always, compared to your net proceeds. Subtract the 5.70% average commission, roughly $5,400 in typical prep costs, buyer concessions, and about ten weeks of mortgage, tax, and utility payments from a listed sale, and the gap narrows or disappears for homes that need work. Get both numbers and compare them side by side.
What if I get an offer from you and decide to list instead?
Then you list. There is no fee for getting a number from us, nothing to sign to receive one, and no penalty for walking away after you have it. A written cash offer is genuinely useful even if you never take it: it is the floor you can measure a listing against, and it is the one number in the process that does not move.
Find out what the house is worth to us
Tell us the address and roughly what shape it is in. You get a written offer with the terms spelled out, no fee, and no obligation to take it. Keep it as the floor you measure everything else against.
Please note
The market figures on this page are national averages current as of August 1, 2026, and each carries the date its source published it. They describe the typical sale, not yours: your own timeline, costs, and proceeds depend on the property, its condition, and your state's law. Nothing here is legal, tax, or financial advice, and no figure on this page is an offer. Clever Key Group is the buyer in any transaction described here, so we are not a neutral party. Get a written offer, get a listing estimate, and compare the two before you decide.